The Legal Saga of Todd and Julie Chrisley: Bank Fraud and Tax Evasion

Who Are the Chrisleys?

Before we delve into the legal entanglements that led Todd and Julie Chrisley into prison, let’s acquaint ourselves with this famous family. Todd Chrisley is a renowned real estate developer and businessman, while Julie Chrisley, a former beauty queen and author, adds a touch of glamour to their household. The Chrisleys have a bustling family with five children – Lindsie, Kyle, Chase, Savannah, and Grayson. Their claim to fame came in 2014 when the reality show “Chrisley Knows Best” premiered on the USA Network, giving viewers a glimpse into their extravagant lifestyle and, at times, tumultuous family dynamics.

The Legal Turmoil Begins

The Chrisleys’ legal woes began in 2019 when they were indicted on charges of bank fraud and tax evasion. But what exactly do these charges entail?

Bank Fraud: Bank fraud occurs when an individual deceives a financial institution into extending credit or providing funds by furnishing false information. In the case of the Chrisleys, it was alleged that they used counterfeit documents to secure substantial loans from banks, amassing a staggering sum of millions of dollars.

Tax Evasion: Tax evasion, on the other hand, involves not fulfilling one’s tax obligations to the government. The Chrisleys were accused of concealing more than $30 million in income and withholding the IRS’s rightful share.

The Legal Battle

Refusing to admit their guilt, the Chrisleys pleaded “not guilty” to all charges. However, their trial was delayed due to the COVID-19 pandemic. Finally, in May 2022, the trial commenced and endured for several weeks.

During the trial, prosecutors presented compelling evidence that the Chrisleys had employed fraudulent documents to secure loans from banks. They also demonstrated that the Chrisleys had underreported their income to the IRS.

Conversely, the defense vehemently argued that the Chrisleys were innocent and that the evidence was insufficient. Nonetheless, the jury reached a different conclusion. In June 2022, Todd Chrisley received a 12-year prison sentence, and Julie Chrisley was sentenced to seven years. Additionally, they were instructed to repay millions of dollars in restitution, effectively returning the money they were accused of misappropriating.

The Appeals

Although Todd and Julie Chrisley were found guilty and sentenced to prison, they have not given up the fight. They have appealed their convictions, seeking a higher court’s review in the hopes of altering the outcome. As of now, they remain incarcerated, and the appeal process is ongoing.

So Why Did They Go to Prison?

In simple terms, the Chrisleys found themselves behind bars due to their convictions for bank fraud and tax evasion. Their alleged actions involved deceiving banks into lending them significant sums of money with fabricated documents and failing to pay the full amount of taxes owed on their income. Despite their insistence on their innocence, a jury of their peers deemed them culpable.

The Future for the Chrisleys

It remains uncertain when, or if, the Chrisleys will be released from prison. They commenced serving their sentences in January 2023. Remarkably, despite their legal troubles, they continue to enjoy a substantial fan base on social media, and their reality show continues to captivate many viewers.


In the end, the Chrisleys‘ case serves as a stark reminder that no matter how famous or successful one may be, the law applies equally to all. Bank fraud and tax evasion are grave offenses, and the legal system treats everyone impartially when it comes to transgressing the law. The Chrisleys’ story serves as a cautionary tale, highlighting the severe consequences that can result from financial dishonesty.

Leave a Comment