FICO to Factor BNPL Loans Into Credit Scores in 2026
FICO to Include Buy Now, Pay Later Loans in Credit Scores: A Major Shift in Consumer Credit Reporting The era of “Buy Now, Pay Later” (BNPL) just took a significant turn as FICO, the company behind the widely used credit scoring models, announced that BNPL repayment behaviors will soon influence consumer credit scores. This move … Read more