If you are an American Express cardholder, particularly with premium cards like the Platinum, Gold, or select Delta SkyMiles cards, you might have access to Resy Credit—a dining benefit that adds real value to your card. This guide will explain everything you need to know about the Resy Credit Amex, including what it is, how to enroll, how to use it, and tips to maximize its benefits.
What is Resy Credit Amex?
Resy Credit is a dining perk offered exclusively to eligible American Express cardholders. It allows you to earn statement credits when paying at participating restaurants in the U.S. that are part of the Resy network.
The concept is simple:
- Enroll your eligible Amex card in the Resy Credit program.
- Use your enrolled card to pay at participating restaurants.
- Receive a statement credit automatically, typically within a few days.
Think of it as a cashback reward for dining—without the hassle of extra apps or coupon codes. The best part? You don’t even need to make a reservation through Resy to claim the credit. Simply using your eligible card at a participating restaurant is enough.
Why Resy Credit is Exclusive to Amex
The Resy Credit benefit is exclusive to American Express cards, thanks to the acquisition of Resy by Amex in 2019. By integrating Resy into its ecosystem, Amex can offer its cardholders unique dining perks unavailable on Visa, MasterCard, or Discover networks.
Eligible cards typically include:
- Platinum Card® from American Express
- American Express® Gold Card
- Select Delta SkyMiles® Cards
The exclusivity of Resy Credit highlights Amex’s focus on providing premium benefits for its cardholders, especially those who enjoy dining out and experiencing fine restaurants.
Step-by-Step Guide to Using Resy Credit Amex
Here’s a detailed breakdown of how to use your Resy Credit for seamless dining rewards:
Step 1: Enroll Your Eligible Card
Before you can enjoy the benefit, you need to activate your Resy Credit through your American Express account.
- Log in to your American Express account online or through the mobile app.
- Navigate to the Benefits section of your eligible card.
- Look for Resy Credit and manually enroll your card.
- Once enrolled, your card is ready to earn statement credits at participating restaurants.
Pro Tip: Only one card needs to be enrolled per account to access the benefit. If you have multiple eligible cards, enroll the one you plan to use most for dining.
Step 2: Find Eligible Restaurants
Once your card is enrolled, you need to dine at a restaurant that participates in the Resy network.
- Open the Resy app or visit the Resy website.
- Browse the participating restaurants in your city or desired location.
- Options vary widely, from casual dining to fine restaurants, so you can enjoy a variety of experiences.
Note: Your dining choices aren’t restricted by making a Resy reservation. Even walk-ins or payment at the restaurant without booking online can qualify.
Step 3: Pay with Your Enrolled Card
To receive the Resy Credit, you simply need to pay with your enrolled American Express card.
- The credit applies automatically to the card used for payment.
- There is no need to link a booking, scan QR codes, or submit receipts.
- Ensure your card is eligible, as only enrolled cards trigger the statement credit.
Pro Tip: Always double-check that you’re using the same enrolled card for payment to avoid missing out on credits.
Step 4: Wait for the Credit
After completing your dining transaction:
- The statement credit should automatically post to your account.
- Credits generally appear within a few business days, similar to other American Express rewards.
- You can view it in your online account under recent transactions or statement credits.
Think of it as instant cashback for your dining experiences, making your meals more rewarding.
Benefits of Using Resy Credit
1. Effortless Rewards
Unlike other dining programs that require reservations, points tracking, or coupon codes, Resy Credit is automatic once your card is enrolled and payment is made.
2. Flexibility in Dining
You can dine at hundreds of participating U.S. restaurants, from casual cafés to high-end eateries. There’s no need to book through the Resy platform unless you want to.
3. Exclusive to Premium Cardholders
Resy Credit enhances the value of premium American Express cards, giving users additional incentive to use their card for everyday dining.
4. Fast Statement Credits
Credits appear quickly, usually within a few business days, making it a practical and tangible benefit rather than a deferred reward.
Tips for Maximizing Resy Credit
- Plan Your Dining – Check the Resy app to see which restaurants offer Resy Credit and choose the ones you’ll likely visit.
- Enroll All Eligible Cards – If you hold multiple Amex cards, enroll the ones you plan to use most to maximize rewards.
- Combine With Other Amex Offers – Pair Resy Credit with other American Express dining perks, like Amex Offers or Membership Rewards points, for greater value.
- Check Statement Regularly – Ensure that credits post properly. If there’s an issue, Amex customer service can help resolve it quickly.
- Keep Track of Spending – Use the benefit strategically for larger meals or special occasions to maximize cashback value.
Who Can Use Resy Credit Amex?
- Platinum and Gold Cardholders enjoy the benefit automatically once enrolled.
- Delta SkyMiles Cardholders with eligible cards can also access it.
- The benefit is not available on other card networks like Visa, Mastercard, or Discover.
It’s designed as an exclusive perk to enhance dining experiences for premium American Express customers.
Frequently Asked Questions (FAQ)
1. Do I need to make a reservation through Resy to get the credit?
No, you don’t need a reservation. Simply pay with your enrolled Amex card at a participating restaurant.
2. How long does it take for the credit to appear?
Credits typically post within a few business days after your transaction.
3. Can I use Resy Credit at any restaurant?
No, it only applies to participating U.S. restaurants in the Resy network. Check the Resy app or website for eligibility.
4. Is Resy Credit available internationally?
Currently, Resy Credit is limited to U.S. restaurants. International cardholders may not be able to access this benefit.
5. Can multiple Amex cards be enrolled?
Yes, but you must enroll each eligible card individually to earn credits on each one.
Conclusion
The Resy Credit Amex is an excellent perk for American Express cardholders who love dining out. By enrolling your eligible card, paying at participating restaurants, and waiting for your automatic statement credit, you can enjoy hassle-free dining rewards.
Whether it’s a casual lunch, a fine-dining experience, or a special celebration, Resy Credit helps make every meal more rewarding. Combined with other Amex benefits, it is a powerful way to get more value from your card while exploring new culinary experiences across the U.S.
Start using your Resy Credit today and turn every meal into a rewarding experience!